Honeycomb Insurance × NJ Landlord Center
Single-Family Rental Homes
A landlord program for New Jersey rental houses, quoted and placed by NJ Landlord Center, a Friedlander Associates agency.
Stop 1 · The building
Building coverage
The house itself, roof to foundation. The program has no building-age restrictions, which matters for New Jersey's postwar housing stock.
Stop 2 · The front steps
Landlord liability
An icy step or a loose railing is how many landlord claims start. The package includes general liability, with excess layers available above it.
Stop 3 · The kitchen
Loss of rents
After a fire, a rental can sit empty for months while it's repaired, and the rent stops. The program lists business income coverage, the part of a commercial policy that replaces lost rent after a covered loss.
Stop 4 · The cellar stairs
Medical payments
A cracked, loose tread at the top of the cellar stairs can send a visitor to the doctor. The program's general liability lists medical expenses, which can pay a guest's medical bills after a covered injury without anyone having to prove fault.
Stop 5 · The basement
Water & sewer backup
A backed-up floor drain or a failed sump pump is a classic New Jersey basement loss. The program's coverage enhancement lists water backup of sewer and drain, and sump overflow.
Your next step
Get your quote through NJLC
Send your current declarations page. NJ Landlord Center reviews your coverage, quotes the program, and gets back to you. Most quotes come back in 24–48 hours.
What the program lists
Beyond the building itself
Each item below is worded as Honeycomb publishes it. Coverage is subject to underwriting and policy terms.
Landlord liability
General liability for injuries or damage claimed against you, with excess layers available above it.
Published as: “Excess: Up to $5M · Sold in $1M increments”*
Loss of rents
Lost rental income while a covered loss is repaired and the unit can't be lived in.
Published as: “Business income”*
Medical payments
A visitor's medical bills after a covered injury on the property, without having to prove fault.
Published as: “Medical Expenses”*
Water & sewer backup
Water that backs up through a drain or sewer line, or overflows a sump.
Published as: “Water And Backup Of Sewer And Drain”*
How it works
The Honeycomb Insurance, placed by a New Jersey agency
- 1
Send your declarations page
Upload your current policy on NJLC's quote page. No documents handy? Call or send a note instead.
- 2
We review and quote
NJ Landlord Center reviews your coverage and quotes the Honeycomb Insurance for your rental.
- 3
Quote in 24–48 hours
Most quotes come back within two business days. Nothing is bound until we confirm it in writing.
Better coverage for your rental is one upload away
Send your declarations page and NJ Landlord Center will quote the program for your house.
Important information
* Program feature as published by Honeycomb. Coverage is subject to underwriting and policy terms.
NJ Landlord Center is a trade name of Friedlander Associates Inc. Agency NPN 5735331 · NJ Producer License 9725274.
Honeycomb Programs, Inc. is a general agent for affiliated insurance companies. Friedlander Associates Inc. is appointed by Honeycomb. Policies are issued byHoneycomb's partner insurance companies, not by Honeycomb, NJ Landlord Center or Friedlander Associates Inc.
Submitting a quote request or your declarations pages does not bind coverage and does not create an agency or client relationship until we confirm it in writing.
General information, not insurance or legal advice. Eligibility and coverage are subject to underwriting and the terms of the policy issued.
Honeycomb and the Honeycomb logo are trademarks of Honeycomb Programs, Inc., used with permission.