We write landlord property across the entire state.
Most of our landlord accounts cluster in Hunterdon, Somerset, Morris, Warren, Sussex, Monmouth, Ocean, Burlington, Bergen, and Middlesex — but we serve every county. Carrier appetite, flood exposure, and statute interactions vary by region; the county pages get specific.
Urban core + suburban
Dense multifamily, mixed-use, urban retail. Carrier appetite varies sharply. Inland flood along the Passaic and Hackensack.
The home office region
Mixed SFR, 2–4 unit, small commercial. Older housing stock — Ordinance or Law matters here.
Coastal A & V zones
Post-Sandy market memory still shapes underwriting. Flood is not optional. Short-term rental concentrations.
Mixed residential + commercial
Burlington and Camden have significant inland flood zones along the Delaware. Older urban stock in Camden city.
Property in any of these counties? One intake covers it all.
Quote your whole portfolio at once. We'll route each property to the right carrier for its county, zone, and property type.